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- cross-posted to:
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Maybe cheese is cheaper at the source. Wisconsin people, is cheese cheap up north in degen country?
I’m so glad that in NL, the cheese industry is so massive that cheap cheese exists, and is at least half decent
I always thought of the point known as ‘making it’ was the point at which i could just go to the grocery store or a restaurant or a movie and just not worry about how much I was spending comfortable that I had enough. Never got there.
I could do it but i never do. Ill budget everything and check discounts anyway
What stopped you from saving up a few hundred bucks?
Just curious. Everyone’s situation is different. Most of us who came from nothing had to make a lot of hard choices to get to a point where money was enough that a few hundred dollar purchase had no material impact on our lives.
Having to save us a couple hundred dollars to be able to go on a dinner and movie type date isn’t the same as just being able to do that impromptu knowing it’s okay.
Both are nice though, but one has a lot less stress overall in life.
Whenever I get back on my feet life seems to kick me down again. I never am good at saving, but every time I start to get my debt under control,pay off a loan or something, something else hits me that i need to take out another loan for, or i lose my job and have to struggle to pay the bills for a few months while racking up credit card debt. The house I moved to 3 years ago was the single worst financial decision I ever made, and I wound up having a day 1 plumbing emergency (6k), replacing the roof and all the windows (30k each), replacing the dish washer, clothes washer, and dryer (another 6k), having the sewer line collapse for 12k, finding out all the electrical outlets used aluminum wiring and were sparking during the winter when it got cold so another 7k, the finished basement started flooding and to get it waterproofed they had to rip out the finishing and that cost 7k to do, and the repairs to put it all back will be another 7k after I pay off this other loan I’m close to paying off. That’s just the past 3 years but my life has been a Neverending series of crap like this.
Ouch. That’s 68k of house repairs in 3 years, or 1888/month for 3 years. For that i’m guessing you could come close to renting a 2BR… but then you’d lose the ubermortgage rate of 2021. 500k @ 7.5% here means i’m on the hook for 5kish per month before food/car/gas/internet/clothes expenses. (includes hoa/taxes/utilities/pmi and other escrow expenses.)
I throw away about 3300 on interest only per month because my wife forced us to buy and money is tighter than ever, but I still have an emergency fund.
I will say i’ve never put anything on credit unless cash is in the bank already. 20-30%+ interest is something you just can’t climb out from under easily. That being said I have no idea how i’m going to afford a ~15-20k replacement hvac system once my ~20 year old one dies, could be tomorrow, could be in 1-3 years - who is to say? Definitely on the hook for a water heater next year. Dishwasher is ready to go but i’d handwash.
Closer to 100k. I still owe about 75k. I couldn’t get anything on a 3 year plan. I’m on 5-10 years depending on the loan. My mortgage is about 2k a month and the repairs are another 1k a month, half my mortgage
I’m not in Wisconsin but Switzerland, and yeah cheese is cheaper at the source. This fondue of 800g (around 2 ducklings in freedom unit) would be 30 bucks.
But honestly everything is cheaper outside of the US.
Over $1/oz is expensive. The bougie shit I buy rarely goes over $2/oz and the cheap stuff (still real cheese, not crap like Velveeta or Kraft singles) is $0.25-0.30/oz, and on sale even cheaper.
https://www.pavilions.com/shop/search-results.html?q=cheese&sort=bestmatch
I was ultra poor as a child and now that I am an adult and make a 3 figure income, I don’t look at the prices very often. It is fucking wonderful. But my wife is always giving me a hard time for paying to much or getting the expensive one when the cheap one is just as good. I don’t care though. It is bliss not having to care about the prince of little things.
“3 figure income” … Per day or per hour?
I make over 100k a year, nobody counts the first 3 zeros when being vague about their income ;)
The normal way to say that is “6 figure income” 😅
I’m laughing so hard at this, I’ve never heard anyone say “3 figure income” and just assumed they weren’t in the US.
ah, well I am without a doubt uncultured in such things
LOL congrats man, keep it up start the trend
A few years from now, “6 figure income“ is going to refer to billionaires. We saw it here first folks
Dos commas
Uno decimal mark
Yesterday I grabbed a bag of mixed cheddar and mozzarella because I thought I was wealthy enough to not check the price when buying cheese. When I got to the register, I found out it was SIX FUCKING HUNDRED PESOS ($30 for my freedom-loving friends).
Alv en dónde?!
Walmart
How big of a bag?
452g
$30 a pound‽‽‽ That’s outrageous!
Yes. Yes, it is.
Thats some convenience store bullshit pricing right there.
We accidentally spent € 30 on four pieces of cheese the other day. (At least it was good cheese.)
I’ve always wanted to buy one of those big Cheese wheels but let’s be real it’s going to be expensive and then I’m committed to just one type of cheese forever.
“Forever”
In my house, that shit would go fast.
Well you could buy a pack of Babybel and feel like a rich person.
what is this!? a cheese wheel for ants?
It is not cheaper at the source here in WI. There are 4 large plants with factory shops within 20 minutes of my house and the price there is the same as at the box store for national brands. The profit margins are so low when selling to corpos that manufacturers can’t afford to charge less for direct to consumer sales. Still shop directly with them to keep my money local and out of the hands of Walmart and other corporations.
My area of wi, too.
I go to Amish dairies now, and sometimes the non-Amish side of the road cheese shops attached to smaller farms. it’s not cheaper, but it’s not a large-scale farm, at least, and the money stays more local.
Actually the piggly wiggly here in town has some of the best cheese and meat prices, despite being 2-4x more expensive for literally everything else. (Chicken legs and quarters for 0.35/lb is normal, bulk bacon which is mostly fat (great for cooking) is $0.50/lb, cheese isn’t outright cheap but less than other places). They seem to have worked out some sort of contract with a local dairy; that brand is nowhere else around.
My grocery store has a basket of tiny bits of cheese that are all under $3. I check it every time and sometimes find some real gems like aged parmesan or a bit of raclette. Plus it’s a small amount so you’re guaranteed to use all of it.
One of the stores by me does this as well. It’s awesome. I get to try so many fancy cheeses without worrying about the price.
I make a pretty good living and my family really loves cheese, so I buy fancy stuff pretty frequently, but I check the prices because some of them are just ridiculous. The ten to twelve dollars I spend on a chunk the size of a deck of cards or two is bad enough, but some are two or three times that price for the same amount and I just can’t bring myself to do it. I could do it, but it’s just hard to believe we’d enjoy the cheese that much.
I’ve convinced myself that ShopRite cheese ($2 for an 8oz block - which is still fucking $4 a pound) is as good as it gets. If I want something fancy, I soak herbs in vinegar and mix them into a block of neufchatel cheese, which makes a tasty substitute for goat cheese. I also make my own crackers now, which is basically the cost of the flour.
Sounds tasty
Impossible. No one is that wealthy.
Then I have to start buying extra fiber supplements. Gotta watch them hidden costs.
Tell me about it. On most days, it contributes about 50% to my grocery bill. But I just can’t resist the taste of freshly sliced cheese.
i get paid in gov cheese
I eat a steady diet of government cheese, and live in a van down by the river.
For a second there I thought the image was a picture of cheese cubes on a skewers being dipped in cheese. Then I looked a little closer and saw it was bread 🙄
Someone (with money) needs to make the cheese-covered cheese-on-a-stick happen! Let us know how it goes. I’m sure that not all cheeses will work well for this purpose. Here’s my ideas:
- Smoked Gouda dipped in proper Mexican (white, not orange LOL) Salsa con Queso.
- Extra Sharp Cheddar dipped in sweet cream cheese frosting (like you’d put on cinnamon rolls).
- Pepper jack dipped in a mild cheddar then chilled and coated with caramel/butterscotch hard shell topping with just a smidge of finely shredded Parmesan sprinkled on top before the topping becomes hard.
We have a fondu restaurant where you can get hard cheeses to dip in your cheese goo.
Idk why anyone would eat there beyond novelty tho, it’s so disgustingly expensive for the tiny bitty servings you get.
But they aren’t out of business yet, so your cheesy cheese idea isn’t a total flop :)
We have a fondu restaurant where you can get hard cheeses to dip in your cheese goo.
Is it named “The Melting Pot”? I’m hoping someday to encounter a fondue restaurant that isn’t named that. A place named “Fond” just opened near where I live, and I was thinking that must be it, but nope.
I think it probably is, yeah. I’m not gunna look it up but that sounds right.
I’ll try it the next time I’m fondueing
That’s not “financially stable”, that’s “upper class”
It didn’t used to be.
When exactly?
When a poor single income could afford a house and car, the middle class could afford a fondue set and some cheese.
Counterpoint against the image, cheese fondue is highly overrated so that’s money well saved.